Welcome To Hard-Loans.com

Banks turn down approvable loans regularly for internal reasons that have nothing to do with your financeability. Don’t assume you cannot obtain financing based on one negative response from a bank.

Even if your conventional transaction has been turned down, we may be able to secure conventional funding at regular market rates. Alternatively, if your transaction doesn’t meet conventional guidelines, we will provide other options and finance strategies. Our unique approach allows us to close quickly and securely on real estate investments, even when conventional lenders turn you away.


3 Steps Simplified Process

Step One: Apply Online

No Obligation, FREE Consultation

Step Two: Quick Processing

Every Application is Processed on Priority

Step Three: Get Funded

Within Days in Some Cases

Have A Question? Contact Our Expert Now!

Business Financing Solutions Customized to Your Unique Needs

Rural Commercial Real Estate

Most banks don’t like to fund rural commercial loans.

We close rural loans!

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SBA Loans

The SBA offers numerous loan programs to assist small business owners to start, manage and grow their businesses. SBA loan is a small business loan that is partly guaranteed by the U.S. government (the Small Business Administration).

Real Estate Business Loans

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Franchise Real Estate Financing

Franchise loans available, including a special Federal government program to help you purchase a Start-Up franchise business that offers:

  • First Time Business Owner
  • Fully-amortized over 7 or 25 years
  • No prepayment penalty
  • Low First Time Owner Rates 

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Single Use Specialty

Most banks don’t like to fund Special or Single Use commercial loans.

We close Special, Single, and Mixed Use loans!

  • Car Wash
  • Gas Station
  • Restaurant
  • Self-Storage

Much more...

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Hard Money Loans

What is Hard Money and why do many experienced real estate investors use Hard Money for all their projects?

Loans for borrowers with:

  • Low Credit
  • No Documents
  • No Tax Returns

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Apartment Loans

Good/Fair/Poor Credit Apartment/Multifamily Loans/Financing

We handle all credit for apartments. Contact us to explain your credit and the deal you want to put together; we’ll get the right financing arranged!


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Mobile and Manufactured Home Parks

Long term and short term for fixed rate mobile home park financing is available for parks with owned units, rented units, or both!

  • Minimum number of pads 5
  • Stabilized – 90% Occupancy
  • Institutional
  • Un-stabilized – Under 85% Occupancy
  • Development
  • Hard Money

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Construction Loans

We do construction loans for all commercial real estate, including: Apartment Buildings, Senior Housing, Student Housing, and Independent/Assisted Living, Residential Subdivisions, Retail Stores, Franchises, Warehouses, Offices, Special Use Property, and Construction Completion loans for unfinished projects.

Contact us for any construction project you are considering, large or small.


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Clients we have been privileged to serve include

  • Apartment/Multi-family
    5 - 20 Units, 21+ Units ...
  • Retail Business Loans
    Retail Properties
    Store, Clothing, Electronics...
  • Hotels & Motels
    Hotels & Motels
    Mobile food vendor financing.
  • Health Care Facilities
    Health Care Facilities
    Assisted Living, Congregate Care, Hospital ...
  • Industrial Buildings
    Industrial Buildings
    Manufacturing, Office-Warehouse ...
  • Office Buildings
    Office Buildings
    Business Condos, High Rise Building ...
  • Fitness Center Business Loans
    Gym-Health Club
    Fintness center financing.
  • Construction Loans
    New & Renovation.
  • Special Use Properties
    Special Use Properties
    Ice cream shop, car wash ...
  • Auto (Real Estate Based)
    Auto (Real Estate Based)
    Auto Malls / Dealerships, Parking Garages ...
  • Medical
    Medical Clinic, Rehabilitation Center ...
  • More Properties
    More Properties
    Church, Historic Rehabs ...